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Consumer Loans


Personal Loans

Borrow up to $15,000 — no collateral is required. Pay for a vacation, college expenses, or consolidate those high-rate credit cards into a low-rate, stable monthly payment.

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Lines of Credit

A revolving credit line up to $15,000 with a low, fixed interest rate — again, with no collateral required. Continue to borrow against your available credit, as you need, to cover any expenses that come your way.

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Auto and Motorcycle Loans

Do you feel you would not qualify for an auto loan due to your credit history? We are here to help our members. Let us see how we can save you money by refinancing your current auto loan from another financial institution or finance your next vehicle purchase.

New Vehicles

Finance up to 100% of the purchase price, including taxes, license and UHCU insurance protection. A variety of terms will help find a payment plan to comfort you. Competitive rates and a 7-year term available for loans over $20,000 round out this popular program.

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Used Vehicles

Private party and dealership purchases qualify, with the ability to finance up to 100% of the quoted High Blue Book value, plus tax, license, and UHCU insurance protection. Again, flexible terms result in comfortable monthly payments. Look to lower your existing interest rates or monthly payments by refinancing your existing bank or dealer financed or leased vehicles.

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Please click here for valuable information on insurance protection plans for your vehicle

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