Visa Credit Cards
United Health Credit Union Visa
VISA - Share Secured
Had problems in the past or just starting out? Our Share-Secured Visa is a great way to establish or rebuild your credit record.
Simply use your shares at UHCU as collateral. Your credit limit will be determined by how much you pledge, maximum $1500. Use your card, make your payments on time, and you’ll be building a good credit history for us to report. After you’ve demonstrated your financial responsibility, you can apply for a regular card.
VISA Cards offered by UHCU
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VISA Gold
- A fixed 9.9% APR
- Credit limits up to $15,000
- No annual fees
- Worldwide Acceptance
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VISA Classic
- A fixed 13.5% APR
- Credit limits up to $5,000
- No annual fees
- Worldwide acceptance
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VISA-U (for students)
- A fixed 15.0% APR
- Credit limits of $500
- No annual fees
- Worldwide acceptance
- Co-signer not required for applicants over 18
- Great for establishing credit
- Credit history not required
Important information for our VISA Credit Card Program
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To report a lost or stolen card, or activate a new or re-issued card call:
(650) 231-1300 Monday–Friday 9am–4pm
or toll free (866) 437-4957 (24 hours a day) -
Mail VISA payments to:
United Health Credit Union
P.O. Box 4387
Burlingame, CA 94011 -
In case of errors or inquiries about your bill, send a written request to:
United Health Credit Union
P.O. Box 4387
Burlingame, CA 94011











