Checking Accounts
Product Information
United Health Credit Union offers you a very special Checking Account that comes with some really valuable features.
With a UHCU Elite Checking Account you can forget about any monthly fees or per-check charges as you watch your deposits earn great dividends every month! Plus, all this comes with just a $5 minimum balance requirement.
There’s also the freedom provided with 24-hour, year-round ATM and Visa Check Card access.
Another big feature of a UHCU Elite Checking Account is the ‘Account Monitor’. This 24-hour automated system allows you to perform a multitude of transactions or inquiries over the phone.
UHCU Elite Checking
- No monthly service charges.
- No per-check charges.
- Low $5 minimum balance requirement.
- Unlimited check writing capability.
- Competitive dividends paid every month.
- Overdraft protection from your regular savings account and/or a $200 credit line.
- Direct Deposit assures you of automatic paycheck deposits every payday morning.
- Automatic Bill Paying Service provides automatic payment for your mortgage, utility bills, etc. — free of any transaction charge.
- ATM & Point-of-Sale access
- Visa Check Cards (Debit Cards)
- ATM deposits at select locations.
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Automated Teller Machine (ATM) and Point-of Sale (POS) Access
Cash Convenience 24 Hours a Day!
Instant cash is available throughout the nation with your UHCU Visa Check Card. You can also make deposits to your checking account at select ATM locations.
Reasons to get a UHCU Visa Check Card include:
- Checking or Savings Account withdrawals, inquiries or transfers on any Star or Cirrus Network ATM machine. Deposits also accepted at select locations.
- Make purchases and /or get cash at many grocery stores or gas stations with POS access on the Explore Network. The money is deducted from your UHCU checking Account.
Visa Check Cards
With a UHCU Visa Check Card you enjoy all the benefits of the ATM Card plus these great features:
- Use it instead of checks wherever Visa Cards are accepted.
- No fees for ‘Visa’ transactions!
- Faster and easier than writing checks!
- Accepted where checks aren’t.
- The money is deducted from your UHCU Checking Account.
- The transaction will appear in your monthly statement’s checking account activity.
Visa Check Cards are also known as ‘Debit Cards.’ They’re truly the easiest way to make a purchase. Better yet, there are no transaction fees when you make a purchase at any Visa merchant location!
Visa Check Cards are available only to those who have a UHCU Elite Checking Account. If you don’t have one yet, open one today and enjoy the best checking account in town!
Insurance on all deposits
Your savings are insured to $250,000 by the National Credit Union Administration, a U.S. Government Agency.