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Money Matters

Go Green, Go Hybrid, Get up to 1% off with UHCU!

Save 1/2% on your rate when you purchase a Hybrid

Looking to get a new car but worried about gas prices that continue to rise? Go green, get a Hybrid vehicle, and get a 1/2% discount off your auto loan with UHCU! Come visit us anytime between October 1, 2011 and December 31, 2011 to apply. UHCU auto loans start as low as 4% APR* for five years. Get pre-approved through our loan department, head over to your dealership, claim your Hybrid and you'll receive 1/2% off!

Save another 1/4% on your rate with Direct Deposit

Do you have a UHCU checking account? If so, in addition to the 1/2% discount, you can save another 1/4% when you set up direct deposit of your paycheck to a UHCU checking.

One more way to save another 1/4% - just apply online

That's right, we're not done. There's one more way you can save! Apply online through our website, www.unitedhealthcu.org, and save another 1/4%.

That's a total of 1% off when you take advantage of all three discounts! With our current rates, that means you could be getting an auto loan....Don't hesitate, apply today!

The Future is Now!

In a society where technology is constantly becoming more and more advanced, UHCU is committed to "Keeping Up With The Times!" We're now offering Mobile Banking to all you "Smart Phone" owners out there. It's free to use and can be accessed by your Smart Phone with Web browsing capabilities, and an active data plan through your mobile phone provider.

MOBILE BANKING

Here's how it works:
Open up the browser on your smart phone, enter our website, www.unitedhealthcu.org, and tap on "Online Branch" on the left side of the page. The site will automatically convert to fit the size of your phone's screen. From there just use the same user ID and password that you have for Internet banking. It's that simple!

You can view your balances, view transaction history, make transfers, and pay your bills all from the convenience of your mobile phone!

TEXT BANKING

Don't have a smart phone but still want that same mobile convenience?
Fear not, UHCU Text Banking is the answer for you! UHCU Text Banking is available as long as you have a mobile phone with an active Text Messaging plan through your mobile provider. Remember, if you don't have an unlimited Text Messaging plan, standard Text Messaging rates apply through your provider!

It's simple to use text banking: Just log onto, www.unitedhealthcu.org, click on "Online Branch" and log in with your User ID and password. Once you're logged in, click on "Mobile Banking and Alerts" at the top of the page, then on "Activate." From there, follow the on screen prompts and you'll be good to go! Get your account balances and transfer funds all with the quick and easy convenience of a few simple texts!!!

International Credit Union Day

This year's International Credit Union (ICU) Day® theme, "Credit Unions Build a Better World" celebrates the important economic and social contributions credit unions make to their communities worldwide.

Why do 184 million people worldwide choose credit unions? Because credit unions create opportunities for families, strengthen communities and contribute to building a better world. On October 20, 2011, join credit union members around the globe in celebrating International Credit Union Day® and experience the credit union difference.

Visit us and celebrate with your fellow member owners! Drop by our office on the 20th to enjoy refreshments and receive a special gift while supplies last!

You're Invited to Our 55th Annual Meeting

Mark your calendars for our 2012 annual meeting coming up February 8. The meeting will take place at 5:00 pm in Auditoriums 1 & 2 in the Mills Peninsula Clinic Building adjacent to the hospital. We hope you'll join us there as we hear important information regarding the credit union's operations and plans for the coming year. You can mingle with your fellow members, credit union staff, and our volunteers while you enjoy light refreshments and great door prizes.

Our first GREEN Friday was an all out success!

On September 2, we celebrated our first green Friday, and we had a good turnout of members who came to "spin the wheel" to receive credit union promotional gifts, as well as refreshments that were enjoyed by all. It was an exciting day as we wound down and pulled the winners of our first GREEN Friday: Bryana Crispell and Randolph Madamba. Each won 2 tickets to see the Giants vs. the Dodgers. Jennifer Pagsanjan and Tara LamCentrio each won a $50.00 gift card! Congratulations to our lucky winners!

CEO’s Corner


As you'll read, there's a lot going on at UHCU. It's all part of our commitment to helping our members, as we are driven by our Core Values of People Helping People, Integrity, Proactive, Commitment to Success, and Building Relationships. Our new Fast PACE loan is designed to help our members who find themselves needing emergency funds and may have fallen short. At the same time we strive to keep up with technology that gives our members more options to better access their accounts in a secure manner. You'll notice that we're announcing our Annual Meeting in this newsletter. Starting next year, we will be converting to a direct mail newsletter that will be sent out in March and September. This is so we can reach all of our members who have or will be signing up for e-statements and aren't getting the latest and greatest that we put out in the newsletter in the mail. We hope that these changes will have a positive impact on the membership by helping to keep members more informed of the valuable benefits available here at UHCU. Thank you for your continued loyalty and support.

Linda White
President/CEO

Try Sprint's Credit Union Discount Plan

Just one more way it pays to be a credit union member.
Join the over 1.2 Million credit union members nationwide that are already saving over $124 million on their wireless plans! UHCU is pleased to bring our members these major savings through the Sprint Credit Union Member Discount Plan.

Ways you can save:

Enjoy the perks, benefits and exclusive discounts that only credit union members like you can receive.

3 Ways to Get Your Discount

What are you waiting for? Start saving today!

*Application of discount requires 2-year contract extension on existing plans. Verification of membership is required at time of activation/upgrade. All rights reserved. Sprint, the logo, and other trademarks are the trademarks of Sprint Nextel..

Introducing easy to obtain PACE Loans
Payday Alternative, Clear & Easy

When you find yourself a little short on cash - you can turn to your credit union for help. We are now offering a quick solution to the occasional cash flow shortage! PACE is our alternative to Payday Loans, and they're a great way to get the cash you need simply and quickly and from a source you can trust.

When you need fast cash - give us a call. PACE is here for you! Call a representative at (650) 231-1300!

Ready. Set. Shop.

Christmas Club Funds will be distributed on November 1. Be on the lookout for your holiday funds! We'll transfer the total amount you've saved to your UHCU Savings Account on November 1. If you have any questions, contact us at: (650) 231-1300.

Relax with a Christmas Club Account! For 2012! Make next year's holidays less stressful and more affordable with a United Health Credit Union Christmas Club account. This convenient account makes it a breeze to save for the holidays. Simply save throughout the year with regular deposits in the amount you choose each payday. When the shopping season arrives, your funds are deposited into your account, just in time for the pre-season sales.