Pain-free Visa and proud of it!
It’s everywhere on the news, the new Credit Card Act (CCA). It has lots of changes for other credit card companies, but at United Health Credit Union we were already offering a pain-free card and welcomed the legislation. For example:
Our rate stays the same and doesn’t change based on payment history
We never charged and don’t plan on charging if you pay off your balance every month
We always offered a generous grace period to give you time to make your payment without a late fee
Our low $10 late fee
These are just a few of the things the CCA changed that will help ease the pain with other creditors but something you never did and still don’t have to worry about with UHCU, it’s still “pain free.” If you don’t have a card with us yet, simply apply by calling our office at 650/ 231-1300, option 3, or pick up an application today!
Credit Card info and more through Online Branch
Your United Health VISA credit card can now be accessed through Online Branch. The conversion went well and we hope you’re enjoying the one stop shopping to see all your UHCU accounts. And what’s more, with all processing being handled at the credit union, the same friendly staff you’re used to, will help you out with any inquiries.
CEO’s corner
So — is it “Two thousand ten” or “Twenty-ten”? However you say it, I’m pleased to tell you your locally-owned credit union is going strong and here to serve you. We’re calling out to our members to share the good word and tell us about some other folks that could enjoy the benefits of UHCU membership. You’re members for a reason, so why keep it a secret, share it with a co-worker, friend or family member. If you have a good story to tell, call me and let me know. We want to share it with others. United Health and all credit unions are good for our communities!!!
Linda White
President/CEO
53rd Annual Meeting
It’s time for the credit union’s 53rd Annual Meeting which will be held on Wednesday, February 10 in the Sierra Rooms at the Medical Center at 5:30 pm. Come visit with staff, volunteers and fellow members and hear the recap of 2009 and what’s to come. Share in some refreshments and door prizes too!
If you’re interested in running for a position
on the Supervisory Committee, or one of three on the Board of Directors,
please send a letter of intent and a brief biography to: Nominating Committee,
c/o United Health Credit Union, PO Box 4387, Burlingame, CA 94011 by January
31, 2010. If you have questions about either of these committees, please
email uhcu@unitedhealthcu.org.
Cruise into 2010
We’re giving away one FREE cruise a month
Your support and participation has enabled United Health Credit Union to enjoy solid growth, and we want to say “thanks” in a sunny, fun-filled way!
Refer two new members to UHCU for your chance to win a 5-day, 4-night cruise for two to your choice of Mexico, or the Bahamas!*
Your entry will stay “in the hat” all year long, so you have up to 12 chances to win!
One entry for every two referrals. Referral must be at
least 18 years old and qualify for membership. Random drawings to be held
on the fifth business day of each month. Winners need not be present. Members
responsible for any taxes associated with prize. Limit one cruise per household.
*Accommodations subject to availability. Transportation to departure site
and port fees of $197 per person not included.
No tax-time hassles with Turbo Tax
Getting a refund? To receive it as quickly as possible, use easy and convenient Turbo Tax. Complete and file your taxes online and indicate that you want your refund direct deposited to your UHCU account. Have our routing number ready: 321171744.
Turbo Tax guides you through each step, looks for deductions, and does all the math. Click here to Process and File Your Tax Returns
We played nice — and have some nice winners
These members borrowed local and won terrific prizes from local businesses.
Diana
Koranteng
49ers Fan Pack
Gerry Reyes
Euro Nail Spa $35 Gift Certificate
Liza Pangilinan
Euro Nail Spa $35 Gift
Certificate
Yusef Terry
Preston’s Candy & Ice Cream $25 Gift Certificate
Sean Thoman
Preston’s
Candy & Ice Cream $25 Gift Certificate
Anna Alindogan
Preston’s
Candy & Ice Cream $25 Gift Certificate
Of course, anyone who turns to a trusted local lender when they need to borrow is a winner. So if you need any loan, it’s nice to have UHCU on your team.
Important 2009 tax information!
Individual Retirement Accountholders
The balance shown on your December statement represents your IRA’s fair market value and is reported to the IRS.
All members earning dividends
You will be mailed 1099-INT forms if you earned more than $10 in dividends.
Mortgage holders
1098s will be mailed to you for your UHCU first or second mortgages (Home Equity Loans) if you paid more than $600 in interest in 2009.
Keep these forms; you will need them to complete your tax return.