United Health Credit Union Articles

An exciting and affordable new program sponsored by United Health Credit Union.

College is a big investment.
But don't worry, we're here to help right through graduation!

Affordable

Simple to Apply

Fast Pre-Approval

Credit Union EdAccess Loan Program

EdAccess Private Student Loan

Our low cost student loan is designed to meet your education needs.*

	Competitive Interest Rates and with good grades, get even lower rates
	1% Interest Rate Reduction once you repay 10% of the loan
	30-Day No-Fee Return Policy allows you to cancel the loan if you find a better option
	No Cosigner Required for juniors and seniors. Creditworthy students can apply on their own

It can be used to pay for qualified education expenses including:

Tuition
Room & board
Books & computer

Full interest and principal payments are deferred until 6 months after graduation and the repayment period is up to 10 years.

Borrow as little as $2,500 or as much as $30,000 per academic year.

888.549.9050
www.cuStudentLoans.org

104 W 27th Street
4th Floor
New York, NY 10001

Download PDF Brochure

Get Started Today!

1. Go to: www.cuStudentLoans.org
2. Complete the loan application
3. Send in supporting documents
4. Get instant pre-approval
5. Receive check within 2 weeks

Student Loan Q&A

Q:	Am I Eligible for an EdAccess Loan?
A:	Borrower must be a credit union member, as well as: US citizen or permanent resident Enrolled at least half-time in an eligible school Meet minimum credit requirements
Q:	What is the importance of a Cosigner?
A:	Applying with a creditworthy cosigner not only increases your chance of approval, but also may lead to a lower loan rate and fewer fees
Q:	What are some tips to keep in mind?
A:	Remember to: Exhaust all federal loans Get started early Reduce interest expense Only request the amount you need for the current academic period

*Private student loans should be used as supplemental funding after exhausting all other sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit http://www.fafsa.ed.gov.